What are mortgage discount points? The prospect of a discount may seem promising, and mortgage discount points are a real bargain for the right person. However, these points aren’t the best path forward for every homebuyer. Should they be on your shopping list? To determine that, you’ll need to learn a bit about them and
Homeownership is often discussed as a dream, a responsibility, or an investment. It can certainly be all of those things, but what makes it worthwhile? If you’re trying to decide whether or not you want to buy a home, exploring the benefits of homeownership might help you make up your mind.
Refinancing gives you a chance to pay your existing home loan and start fresh with a brand-new mortgage. Of course, refinancing also requires time, effort, and resources. That makes choosing your moment important. Should I refinance my mortgage? This is a question that homeowners are often asking.
Being self-employed comes with amazing flexibility and freedom. However, even successful entrepreneurs often find the prospect of applying for credit daunting. Without the traditional documentation, it can seem like you’re forever jumping through hoops to convince someone to take a chance on you. Are there home loans for self-employed borrowers? What does it take to
Roughly half of all houses sold in the U.S. now sell for more than their asking price, according to AP News. That’s nice for sellers, but it can create very real issues for the buyers who need to secure financing from lenders in order to fund their home purchases. After all, lenders depend on appraised