When they hear the word “hero,” some people tend to think of fictional characters who wear capes. But as you know, many real-life heroes’ uniforms consist of firefighter, police and EMT gear. You work to save lives on a daily basis, so we want to help you save in a different kind of way – with home loans for first responders.
Whether you want to buy a house, renovate or refinance, our programs are designed to fit your specific financial situation. With a wide variety of loan options and flexible credit requirements, along with our streamlined and stress-free mortgage process, you can count on us.
First-Time Homebuyer Options
If you’re currently renting and on the fence about whether or not to buy, you may be able to purchase a house with monthly payments that are comparable to (or less than) your current monthly rental rate.
No- and Low-Down Payments1
For many homebuyers, a 20% down payment is the biggest obstacle to buying a house, but it doesn’t have to be. Some of our most popular programs offer down payment options as low as 3-5%, so you can hold onto more of your savings. If you have limited cash but are otherwise well-qualified, you may even qualify to put 0% down.
Down Payment Assistance2
You may also qualify for state and/or local down payment assistance programs, which help cover up-front homebuying costs.
Renovate, Refinance, or Do Both
Already own a house? Refinancing can help lower your monthly mortgage payments, tap into your home’s equity, consolidate debts and more. If you want to make upgrades to your current home or buy a fixer-upper, you can refinance your existing mortgage, roll the costs of improvements into your mortgage and make repairs immediately after closing.
Estimate Your Monthly Payment
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Service Beyond Expectations
We work relentlessly to simplify home loans for first responders. We’re solely focused on finding solutions and closing loans on-time3. When you work with us, you can feel confident your new home is easily within reach – as we’ll be by your side every step of the way.
1Additional restrictions may apply. Contact your PrimeLending loan officer for more details.
2Certain restrictions apply. Not available in all areas. Please contact your PrimeLending loan officer for more details.
3On-time closing and fast processing is dependent on many factors including receiving timely documentation from the borrower.
4Survey administered and managed by an independent third party following loan closing. 96% satisfaction rating refers to the rating our customers have given our loan officers over the previous 12 months.